Editorial Policy

Last updated: March 07, 2026

Insurance decisions directly affect financial security, health outcomes, and legal protections. Policentra operates in the YMYL space and holds itself to the highest editorial standards.

Editorial Independence

Our editorial team has full independence from revenue operations. Advertisers, affiliate partners, and lead generation partners have zero influence on what we write, recommend, or rank. Business relationships never determine editorial coverage.

Source Standards

Every factual claim must be traceable to at least one authoritative primary source. Approved sources include state insurance department websites and regulatory filings, NAIC, CMS, Insurance Information Institute (III), published carrier documentation, U.S. Department of Labor, and peer-reviewed actuarial research. Statistical and regulatory claims require verification from at least two independent sources.

Content Review Pipeline

  1. Research and draft — Writer produces initial draft from approved primary sources.
  2. Subject-matter review — Senior editor reviews for accuracy, completeness, and context.
  3. Fact-check — Fact-checking lead independently verifies all claims and statistics.
  4. Final edit — Review for readability, proper disclosures, and style compliance.

Post-publication, high-impact pages undergo quarterly review and continuous monitoring for regulatory changes.

Corrections Policy

Confirmed errors are corrected within 24 hours. A correction notice is added to the article stating what changed and when. We never silently alter published content. Report errors at corrections@policentra.com.

Disclosures

Affiliate links carry disclosure language. Sponsored content is clearly labeled. Lead generation forms include consent notices before submission.